OFFICE OF THE CFO
Your Finance Function, Installed.
13-week cash flow visibility, FP&A, and board-ready reporting for $2M–$100M companies — delivered on fixed fees and defined timelines. No deal required.
The highest-impact tool for controlling liquidity.
Same business. Better return on every dollar deployed.
- A 13-week cash flow model tracks every dollar of cash inflows and outflows, refreshed weekly.
- It identifies cash shortfalls 6 to 13 weeks before they become crises and unlocks working capital through optimized AR and AP timing.
- No more bank-balance-as-proxy. Real forward visibility. Lender and investor-grade financials.
Fixed-fee finance infrastructure, delivered on defined timelines.
Cash Flow Package
For operators who need forward visibility into liquidity. A 13-week rolling cash flow model, refreshed weekly, with treasury cadence and variance tracking. Delivered live by Week 5.
Full Financial Package
Includes everything in the Cash Flow Package, plus a complete FP&A buildout: budget, rolling forecast, KPI dashboard, board-ready quarterly reporting, monthly close support, and integrated 13-week cash flow model. For companies ready for institutional-grade financial infrastructure. Delivered live by Week 9.
Two engagement models. Scoped to fit.
Pricing is built around the work, not the hour. We scope each engagement to the size, complexity, and stage of the business.
Less than 10% of a full-time hire. Less than 10% of a Big 4 engagement. None of the recruiting fees, ramp-up, junior-staff dilution, or fixed overhead.
Sterling Equity Partners | Traditional Options | |||
|---|---|---|---|---|
| Cash Flow Package | Full Financial Package | Full-Time CFO Hire | Big 4 / Tier 1 Consulting | |
| Initial Build | Starts at $3,500 | Starts at $10,000 | $50K to $90K (recruiting fees) | $25,000 to $75,000 |
| Monthly Retainer | Starts at $1,000/mo | Starts at $2,000/mo | $25K to $37K/mo (loaded comp) | $15,000 to $40,000/mo |
| Year 1 Total | From $14,500 | From $32,000 | $300,000 to $450,000 | $205,000 to $480,000 |
| Time to Productive Output | 5 weeks | 9 weeks | 6 to 9 months | 6 to 12 weeks |
| Working Availability | Senior bandwidth, on-call | Senior bandwidth, on-call | 40-50 hrs/wk, minus PTO and meetings | Partner involvement <10% of hours |
| Variable Capacity | Scale up or down | Scale up or down | Fixed overhead | Fixed engagement scope |
| Severance/Exit Risk | None | None | 3 to 6 months base salary | Engagement minimums |
Cash Flow Package
- Initial Build
- Starts at $3,500
- Monthly Retainer
- Starts at $1,000/mo
- Year 1 Total
- From $14,500
- Time to Productive Output
- 5 weeks
- Working Availability
- Senior bandwidth, on-call
- Variable Capacity
- Scale up or down
- Severance/Exit Risk
- None
Full Financial Package
- Initial Build
- Starts at $10,000
- Monthly Retainer
- Starts at $2,000/mo
- Year 1 Total
- From $32,000
- Time to Productive Output
- 9 weeks
- Working Availability
- Senior bandwidth, on-call
- Variable Capacity
- Scale up or down
- Severance/Exit Risk
- None
Full-Time CFO Hire
- Initial Build
- $50K to $90K (recruiting fees)
- Monthly Retainer
- $25K to $37K/mo (loaded comp)
- Year 1 Total
- $300,000 to $450,000
- Time to Productive Output
- 6 to 9 months
- Working Availability
- 40-50 hrs/wk, minus PTO and meetings
- Variable Capacity
- Fixed overhead
- Severance/Exit Risk
- 3 to 6 months base salary
Big 4 / Tier 1 Consulting
- Initial Build
- $25,000 to $75,000
- Monthly Retainer
- $15,000 to $40,000/mo
- Year 1 Total
- $205,000 to $480,000
- Time to Productive Output
- 6 to 12 weeks
- Working Availability
- Partner involvement <10% of hours
- Variable Capacity
- Fixed engagement scope
- Severance/Exit Risk
- Engagement minimums
Engagements scope on a discovery call. Larger companies, more complex businesses, and PE-backed operations price from these baselines.
Beyond the Packages
Standard Operating Procedures (SOPs)
Documented processes for the finance function and operating cadence: month-end close, AP/AR, cash controls, approvals, and reporting rhythms, so the business runs on process, not memory.
KPI Development & Dashboards
The 5 to 10 metrics that actually run the business, reported on a fixed cadence.
Margin & Profitability Improvement
Pricing, cost takeout, and working capital release.
Multi-Entity Consolidation
One set of numbers across entities, with clean eliminations and consistent reporting.
What working together looks like.
1
Assessment (Week 1)
We review your current financial infrastructure and identify where visibility will have the biggest impact on decision-making.
2
Build and Deliver (Weeks 2-5)
We mobilize immediately. Cash flow model delivered by Week 5. Full FP&A suite, 3-statement model, reporting, budget, and KPI dashboard, by Week 9.
3
Ongoing Partnership (Week 6+)
Continuous financial visibility, monthly reporting, and strategic decision support as your business evolves.